How fast does Nationwide pay the switch bonus?

The current public summary says the £175 is typically paid within 10 days of meeting the criteria.

Is this a referral offer?

No. This is an official Nationwide public switch offer, not a personal referral-code route.

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Nationwide FlexDirect £175 Switch Bonus

Switch to a Nationwide FlexDirect current account for £175 after moving 2 active Direct Debits, paying in £1,000 and making a debit card payment.

Quick answer

Use the referral link for the Nationwide offer. New eligible customers can get £175 after meeting the requirement: £1,000 pay-in, debit card payment and 2 active Direct Debits. Last verified 2026-06-26.

Reward: £175
Referral code: No code required
Last verified: 2026-06-26

Difficulty: Medium
Time to claim: 15-20 minutes
Time to payout: Within 10 days

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Ad / referral links — we may earn a bonus when you sign up.

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How to claim

Open a Nationwide FlexDirect current account.
Use the Current Account Switch Service to switch in a current account from a different bank.
Move at least 2 active Direct Debits as part of the switch.
Pay in at least £1,000 and make at least one debit card payment within the qualifying window.
Receive £175 once Nationwide confirms the criteria are met.

Eligibility & requirements

Eligible Nationwide FlexDirect current account customers only.
Must complete a full Current Account Switch Service switch from a different bank.
Must transfer at least 2 active Direct Debits.
Must pay in at least £1,000 and make a debit card payment within the qualifying window.
Previous Nationwide switch incentives may affect eligibility, so check the live terms.

Verification notes

Minimum spend/deposit: £1,000 pay-in, debit card payment and 2 active Direct Debits
Last verified: 26 June 2026

Official source Non-affiliate link

Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.

Pros

Clear £175 cash switch bonus.
FlexDirect is fee-free.
Nationwide is a major building society with branch access.
Payment is usually faster than many switch offers once criteria are met.

Watch out for

Requires 2 active Direct Debits.
Requires a £1,000 pay-in and debit card payment.
Previous Nationwide switch bonuses may block eligibility.
Full CASS closes the old account.

FAQ

How fast does Nationwide pay the switch bonus?: The current public summary says the £175 is typically paid within 10 days of meeting the criteria.
Is this a referral offer?: No. This is an official Nationwide public switch offer, not a personal referral-code route.

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