Chase UK vs Zopa Biscuit Referral Offers
Both are no-switch app-bank referral offers. Chase pays more but needs a larger pay-in; Zopa Biscuit is lower value but has a smaller deposit requirement on the current route.
Quick verdict
Choose Chase if the £1,000 pay-in is easy and you want the bigger fixed reward. Choose Zopa Biscuit if you want a lighter deposit requirement and accept the lower £20 bonus.
Provider
Chase UK
Join Chase UK with referral code FKMMJB, open an account, activate the code in the app, and pay in £1,000 within your first 30 days to qualify for a £50 reward.
Requirement: £1,000 pay-in within 30 days
Medium10-15 minutesPayout After qualifying pay-in
Verified 17 June 2026
Provider
Zopa Biscuit
Open a Biscuit bank account from Zopa through this referral link, deposit at least £200 within 30 days, and you can earn £20. Zopa referral links can show different qualifying routes, so follow the exact terms attached to this link.
Requirement: £200 deposit within 30 days on this referral route
Easy5-10 minutesPayout Within 30 days
Verified 27 June 2026 · Ends 29 June 2026
Related reviews
Chase UK
Chase UK Referral Review
The Chase referral is attractive because the reward is clear cash, but the £1,000 pay-in makes it less frictionless than small app referrals.
Zopa Biscuit
Zopa Biscuit Referral Review
Zopa Biscuit is a useful mid-value referral because it avoids a full bank switch. The key friction is the £200 deposit and short offer window.
Side-by-side
| Factor | Chase UK | Zopa Biscuit |
|---|---|---|
| Reward | £50 reward | £20 |
| Quick answer | Use code FKMMJB for the Chase UK offer. New eligible customers can get £50 reward after meeting the requirement: £1,000 pay-in within 30 days. Last verified 2026-06-17. | Use code a8b49e611950a26e02d9 for the Zopa Biscuit offer. New eligible customers can get £20 after meeting the requirement: £200 deposit within 30 days on this referral route. Last verified 2026-06-27. |
| Best for | Higher fixed app-bank reward | Lower-deposit app-bank referral |
| Bonus trigger | Activate code and pay in £1,000 within 30 days | Use the referral route and deposit £200 within 30 days |
| Main risk | Missing the code activation or pay-in deadline | Referral variants and deadline-sensitive terms |
FAQ
- Is Chase or Zopa Biscuit better?
- Chase is better for reward size if the £1,000 pay-in is comfortable. Zopa Biscuit is easier on deposit size but pays less.
- Do either require a full current account switch?
- No. These are referral sign-up offers, not full CASS switching bonuses.