NatWest vs RBS Switch Bonuses
NatWest and RBS sit in the same banking group and the switch mechanics are very similar. The decision is mostly about eligibility and which account you would rather keep.
Quick verdict
The current GetQuids summaries are very close: both list £200, £1,250 pay-in and app or online login. Choose based on eligibility and which brand/account you can use without friction.
Provider
NatWest
Switch to NatWest for £200 by opening an eligible current account, completing a full CASS switch, logging in, and paying in £1,250 within 60 days.
Requirement: £1,250 pay-in within 60 days and app or online login
Medium15-20 minutesPayout Within 30 days
Verified 26 June 2026
Provider
RBS
Switch to Royal Bank of Scotland for £200 by opening an eligible current account, completing a full CASS switch, logging in, and paying in £1,250 within 60 days.
Requirement: £1,250 pay-in within 60 days and app or online login
Medium15-20 minutesPayout Within 30 days
Verified 26 June 2026
Related reviews
NatWest
NatWest £200 Switch Bonus Review
NatWest is appealing because the £200 route is cleaner than many bank switches: full CASS, app or online login, and £1,250 paid in within 60 days. The main caveat is NatWest Group eligibility across NatWest, RBS and Ulster Bank.
RBS
RBS £200 Switch Bonus Review
RBS is structurally similar to the NatWest route: a solid £200 bonus, a £1,250 pay-in and a login requirement, without the current public summary focusing on Direct Debits. The deciding factor is usually eligibility and whether RBS is the NatWest Group brand you want to keep.
Best bank switch bonuses compared
Use the master bank-switch page to compare the full list before choosing which account to switch next.
View the bank-switch master page ->Side-by-side
| Factor | NatWest | RBS |
|---|---|---|
| Reward | £200 | £200 |
| Quick answer | Use the referral link for the NatWest offer. New eligible customers can get £200 after meeting the requirement: £1,250 pay-in within 60 days and app or online login. Last verified 2026-06-26. | Use the referral link for the RBS offer. New eligible customers can get £200 after meeting the requirement: £1,250 pay-in within 60 days and app or online login. Last verified 2026-06-26. |
| Best for | NatWest account preference | RBS account preference |
| Bonus trigger | Full switch, £1,250 pay-in within 60 days and app or online login | Full switch, £1,250 pay-in within 60 days and app or online login |
| Main risk | NatWest Group previous-bonus exclusions | NatWest Group previous-bonus exclusions |
FAQ
- Is NatWest or RBS better for switching?
- For the current offer mechanics they are very similar. Pick the one you are eligible for and would actually use.
- Can I get both NatWest and RBS bonuses?
- Do not assume you can. NatWest Group eligibility rules can block previous NatWest, RBS or Ulster switch customers.