Chip £50 Wealth App Referral Bonus
Join Chip with code CHIP-XWW289, deposit £5,000 or more into an eligible account, and hold it for 90 days to receive a £50 referral boost.
Quick answer
Use code CHIP-XWW289 for the Chip offer. New eligible customers can get £50 after meeting the requirement: £5,000+ deposit held in an eligible account for 90 days. Last verified 2026-06-26.
- Reward
- £50
- Referral code
CHIP-XWW289- Last verified
- 2026-06-26
- Difficulty
- Medium
- Time to claim
- 10-15 minutes
- Time to payout
- After holding the qualifying deposit for 90 days
CHIP-XWW289Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open the Chip referral link above.
- Create a new Chip account and complete the required identity checks.
- Confirm referral code CHIP-XWW289 is applied during sign-up, or enter it manually in the app.
- Deposit £5,000 or more into an eligible Chip account.
- Hold the qualifying deposit for 90 days.
- Receive the £50 referral boost once Chip confirms the referral terms are met.
Eligibility & requirements
- New Chip users only, subject to Chip's current referral terms.
- Must use the referral link or enter referral code CHIP-XWW289 in the app.
- Must deposit £5,000 or more into an eligible Chip account.
- Must hold the qualifying deposit for 90 days.
- Eligible account types and exclusions are controlled by Chip's live referral terms.
- Savings and investment products can have different risk and protection rules; read the account terms before depositing.
Verification notes
- Minimum spend/deposit
- £5,000+ deposit held in an eligible account for 90 days
- Last verified
- 26 June 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Fixed £50 referral reward if the £5,000 deposit and 90-day hold terms are met.
- Chip has a large UK user base and focuses on savings and wealth-building tools.
- Referral code can be entered manually if the link does not apply it automatically.
- Good fit if you already planned to keep cash in an eligible savings product.
Watch out for
- High £5,000 deposit requirement compared with most app referrals.
- Money must be held for 90 days, so this is not an instant payout offer.
- Only eligible Chip accounts count under the referral terms.
- Not worth doing solely for the bonus if the account rate, access, or protections do not suit your needs.
FAQ
- What Chip referral code should I use?
- Use referral code CHIP-XWW289, or start from the referral link on this page.
- How much is the Chip referral bonus?
- The supplied referral terms say the referred friend gets £50 after depositing £5,000 or more into an eligible account and holding it for 90 days.
- Can I enter the Chip referral code manually?
- Yes. Chip says you can either use the referral link or enter code CHIP-XWW289 in the app.
- Where are the Chip referral terms?
- Chip's referral terms are at https://www.getchip.uk/legal/referral. Read them before depositing because eligible accounts and conditions can change.
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Added today · Last updated 26 June 2026. Offers and terms change frequently - always confirm on the provider's site before applying.