Raisin UK £100 Referral Bonus
Join Raisin UK through this referral and receive £100 after opening and funding your first qualifying fixed-rate bond with at least £10,000 for a term of one year or longer. The referrer also receives £100. Your deposit is normally locked for the bond term, so compare the interest rate and access restrictions before committing.
Read our full review · 4.0/5 →Quick answer
Use the referral link for the Raisin UK offer. New eligible customers can get £100 after meeting the requirement: Fund at least £10,000 into one first qualifying fixed-rate bond with a term of one year or longer. Last verified 2026-07-19.
- Reward
- £100
- Referral code
- No code required
- Last verified
- 2026-07-19
- Difficulty
- Medium
- Time to claim
- 15-30 minutes to register and fund
- Time to payout
- Within 28 days after the qualifying bond is opened and funded
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open the Raisin UK referral link above and register as a new customer.
- Complete the full account-opening and identity-verification process.
- Compare eligible fixed-rate bonds, including the rate, term, partner bank and deposit-protection information.
- Open your first qualifying fixed-rate bond for a term of one year or longer.
- Fund that single bond with at least £10,000; the qualifying amount cannot be split across products.
- Keep the bond funded and wait for Raisin to credit £100 to your Transaction Account, normally within 28 days after the qualifying product is opened and funded.
Eligibility & requirements
- Must be a new Raisin UK customer who registers through the referral link.
- Must complete full Raisin UK registration and identity checks.
- Your first successfully opened product must be a qualifying fixed-rate bond with a term of one year or longer.
- At least £10,000 must be funded into one qualifying product; the amount cannot be split across several products.
- The referrer must have an active Raisin UK Transaction Account before making the referral.
- Fixed-rate bond money is normally inaccessible until maturity, subject to the selected product's terms.
- Deposit protection is provided by the relevant partner bank's protection scheme and can depend on other deposits you hold under the same banking licence.
Verification notes
- Minimum spend/deposit
- Fund at least £10,000 into one first qualifying fixed-rate bond with a term of one year or longer
- Last verified
- 19 July 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Both the new customer and referrer receive a stated £100 cash bonus.
- The bonus is paid into the Raisin UK Transaction Account rather than as a random investment.
- Raisin provides access to fixed-rate savings products from multiple partner banks.
- The published payment window is within 28 days after the qualifying bond is opened and funded.
Watch out for
- The £10,000 minimum funding requirement is high.
- The full qualifying amount must go into a single first product.
- Your money is normally locked for at least one year with no early access.
- The £100 bonus equals only 1% of the £10,000 minimum before interest, so a weaker savings rate can outweigh it.
- Deposit protection depends on the partner bank and any other deposits held under the same banking licence.
- You must complete identity checks and meet Raisin's account eligibility rules.
FAQ
- How much is the Raisin UK referral bonus?
- The current referral offer pays £100 to the new customer and £100 to the referrer after the qualifying conditions are met.
- How much do I need to save to qualify?
- You must fund at least £10,000 into one qualifying fixed-rate bond. The investment cannot be split across several products.
- How long must the Raisin bond run?
- The formal referral terms require the first qualifying fixed-rate bond to have a term of one year or longer.
- When is the £100 Raisin bonus paid?
- Raisin says both bonuses are paid to the respective Transaction Accounts within 28 days after the referred customer's qualifying bond is opened and funded.
- Can I withdraw the £10,000 early?
- Fixed-rate bond deposits are normally locked until maturity. Check the selected product's access rules and only commit money you will not need during the term.
- Is money held through Raisin protected?
- Protection comes from the selected partner bank's applicable deposit-guarantee scheme. Check the product and banking licence because protection limits can include other money you already hold with the same bank or group.
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Added 19 July 2026 · Last updated 19 July 2026. Offers and terms change frequently - always confirm on the provider's site before applying.