How long does the £5 take to arrive?

Usually within 24-48 hours of making your first card payment.

Do I have to switch my main bank account?

No. This is just a sign-up bonus, not a switching bonus. You can keep your existing bank account and use Monzo as a secondary account.

Any purchase or transaction using your Monzo card — even a £1 coffee qualifies.

透過推薦連結加入 Monzo，完成首筆卡付款後，你及推薦人通常可各獲 5 英鎊。對剛到英國、想快速建立第二個 App 銀行戶口的香港讀者來說，心力較低。

快速答案

使用推薦連結領取 Monzo 優惠。符合資格的新用戶可獲得 £5，並需完成要求：One card payment。最後核實：2026-06-16。

廣告／推薦連結——您註冊時我們可能獲得獎賞。

供應商條款可能隨時更改。請把這裡視為核實快照，申請前再次確認最新條款。

How long does the £5 take to arrive?: Usually within 24-48 hours of making your first card payment.
Do I have to switch my main bank account?: No. This is just a sign-up bonus, not a switching bonus. You can keep your existing bank account and use Monzo as a secondary account.
What counts as a 'payment'?: Any purchase or transaction using your Monzo card — even a £1 coffee qualifies.

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