Chase UK vs Monzo Referral Offers
Both are app-based current-account offers with no full bank switch required. Chase has the larger headline reward, while Monzo is usually simpler to trigger.
Quick verdict
Pick Chase if you can comfortably pay in £1,000 within 30 days and want the higher reward. Pick Monzo if you want the lowest-friction sign-up and only need to make a card payment.
Chase UK
Join Chase UK with referral code FKMMJB, open an account, activate the code in the app, and pay in £1,000 within your first 30 days to qualify for a £50 reward.
Medium10-15 minutesPayout After qualifying pay-in
Verified 17 June 2026
Monzo
Join Monzo via a referral link, make your first payment, and both you and the referrer get £5. Quick and easy sign-up with one of the UK's most popular digital banks.
Easy5 minutesPayout 24-48 hours
Verified 16 June 2026
Side-by-side
| Factor | Chase UK | Monzo |
|---|---|---|
| Reward | £50 | £5 |
| Quick answer | Use code FKMMJB for the Chase UK offer. New eligible customers can get £50 after meeting the requirement: £1,000 pay-in within 30 days. Last verified 2026-06-17. | Use the referral link for the Monzo offer. New eligible customers can get £5 after meeting the requirement: One card payment. Last verified 2026-06-16. |
| Best for | Higher-value app-bank referral | Fast low-friction app-bank referral |
| Bonus trigger | Activate code and pay in £1,000 within 30 days | Sign up via link and make a card payment |
| Main risk | Missing the pay-in or code activation requirement | Lower reward value |
FAQ
- Is Chase or Monzo better for a referral bonus?
- Chase is better for reward size if you can meet the £1,000 pay-in rule. Monzo is easier if you want a smaller, simpler referral offer.
- Do I need to switch my bank account?
- No. These are referral sign-up offers, not full Current Account Switch Service bonuses.